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Terms of Service

The plain-language version of the rules for using this site.

Using CostToHireGuide, including the calculators, guides, and reference pages, means you accept the terms below.

What the calculators are for

Every tool here models a hiring-cost question using published rates and standard formulas: employer payroll taxes, typical benefit loads, contractor pricing math, and turnover cost estimates. They are planning tools, built to get you close to a real number quickly.

What the calculators are not

None of the output is financial, tax, or legal advice, and it is not a substitute for a licensed accountant, employment attorney, or payroll provider who knows the specifics of your business. Your actual costs depend on your state, your benefits plan, and decisions specific to your company.

No guarantee of accuracy

We work to keep the underlying rates current, but tax rules, benefit costs, and labor markets shift, sometimes faster than we can update a page. The site and its tools are provided as they are, with no warranty that a given result matches your real-world cost down to the dollar.

Our liability

We are not responsible for decisions made using figures from this site, or for losses connected to using the calculators, reading the guides, or following a link to a third-party page.

Affiliate links

Some links on CostToHireGuide are affiliate links. Clicking one and buying something may earn us a commission, at no added cost to you.

Changes to these terms

We can update this page as the site changes. Continuing to use CostToHireGuide after an update means the new version applies to you.

Something unclear? Ask us directly.